Banking
Business banking, without the friction.
FDIC-insured checking and savings built for ambitious teams. No monthly fees, no minimums, and a dashboard that respects how your finance team actually works.
Built for finance ops
A checking account that does more than checking.
- Free domestic wires Same-day domestic wires with no per-wire fee. International wires priced at cost.
- Sub-accounts in one click Create up to forty named sub-accounts under your main account. Treat them as virtual envelopes for budgets, vendors, or projects.
- Approval workflows Set per-user, per-amount approval rules. Approvers get pinged in Slack or email and approve in two clicks.
- Real-time spend dashboards Filter by vendor, sub-account, project, or team. Export to CSV or push directly into your accounting system.
- Two-way accounting sync Live integrations with QuickBooks, Xero, NetSuite, and Sage Intacct. Categorize once; we keep both books in sync.
- SOC 2 + audit log A signed, time-stamped log of every action — login, transfer, role change. Auditors get a read-only view scoped per period.
Insurance & coverage
How your money stays safe.
- FDIC-insured Up to $250,000 directly. Up to $5M via our cash-sweep network across nine partner banks.
- Two-factor authentication Mandatory across the workspace. Hardware key, TOTP, or passkey — admins enforce method per user.
- Card-level controls Freeze, unfreeze, or set policy on any card from your phone. Per-merchant locks, per-category caps.
- Fraud monitoring Anomaly detection trained on five years of platform-wide signal. Flagged transactions surfaced within 90 seconds.